A beginners guide to life insurance
We explain what life insurance is all about, and throw in a few handy hints for good measure. When you take out a life insurance policy, you’re relying on the cover to offer solid financial protection to your family when you die. It makes sense to do your homework before you sign up, so you can be sure you’re getting the most appropriate cover and best-value deal.

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What is life insurance for?

Before you sign up for a policy, you need to work out exactly why you want to be covered: Bought a new home: A life insurance payout could allow your partner or family to pay off the mortgage after your death. Having children: A life insurance payout could provide for them while they’re growing up if they could no longer rely on your income. Leave a legacy: A policy could provide your surviving relatives with an inheritance when you die. Funeral costs: A policy that could provide your family with a lump sum to assist with funeral costs.

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