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Banking

What is a good credit score
When you apply to borrow money, the lender will assess your creditworthiness. It wants to know whether you can manage your debts, or whether you are likely to run into financial trouble. The higher your credit score, the better your chances of being approved for the most attractive credit card deals.

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What is a credit check?

When a lender decides whether to approve your application for credit, it looks at your official credit file, which contains details of your financial history. It will tell bank or building society concerned whether you have a mortgage, how much you owe on credit cards and whether you have missed any payments.


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