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This stands for annual percentage rate. Simply put it is the amount the credit card balance will cost you over a one year period. Not only does this include interest, but all the fees are added to calculate the A.P.R. After the introductory period A.P.R. most credit cards used a fixed A.P.R. that does not change unless you fail to make a payment on time. Once you make a late payment the credit card company can increase your A.P.R.
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Business credit cards are great for both small business and corporate businesses. These cards offer rewards for purchases made for business operations such as office supply stores, business products etc. They also offer rewards made on general purchases such as gas.These cards can offer great reports on yearly or quarterly expenses and provide increased buying power.12